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Need More Cash Flow?
Temporary Staffing Agencies
Over $1 Billion Funded

Does your Temp Agency need money for payroll now?

No up Front Fees to Set Up
Lowest Rates Available
Funding in 5 Days
Rates at
0.69% to 1.59%


For Oil Rights Owner


Oilfield Water Transporter


To IT Staffing Company


To Trucking Company

Benefits of Factoring in the Staffing Industry

Your staffing agency can be free from cash flow stress. Nothing is worse than having to wait for customers to make payments on their bills so that you can make payroll and pay taxes. The wait is over when you choose Commerce Commercial Credit’s receivable financing services. You can make timely payroll payments and pay expenses without damaging your business credit, incurring late fees or worrying that your employees will quit.

Invoice factoring

Rates at
1.0% to 3.0%
8+ Years in Business with Over 1 Billion Funded
Predictable Cash flow
No Financials or Setup Fees
Low Credit Score Accepted
3 to 5 Day Initial Setup
Digital Uploads for BOL's
Free Invoicing Software
Fuel Credit Card Discounts

invoice factoring

Rates at
0.69% to 1.59%
8+ Years in Business with Over 1 Billion Funded
Fast Approval Process
No Up Front Fees to Set up
No Financials Required
Low Credit Score Accepted
3 to 5 Day Initial Setup
Free Invoicing Software

invoice factoring

Rates at
0.69% to 1.59%
8+ Years in Business with Over 1 Billion Funded
We Fund Staffing Everyday!
Fast Approval Process
No Up Front Fees to Set up
No Financials Required
Low Credit Score Accepted
3 to 5 Day Initial Setup
Free Invoicing Software
Free Uploading Funding App
Commerce Commercial Credit, Inc. is one of the best factoring companies in the United States specializing in funding services that provide working capital and cash flow to temporary staffing agencies in a variety of industries. We offer small and midsized businesses money that they can use – now!

Achieving and maintaining an effective and flexible cash flow is essential to the success of any business, particularly if you sell on trade credit terms. Often you might face an unwelcome pressure on your cash flow through delayed payment by your customers. An Invoice factoring solution can help you fund your business by unlocking the power of your accounts receivable.


Advantage of Invoice Factoring

  • It provides the cash flow finance and debt management solution that your business needs to succeed
  • a flexible source of working capital driven directly by your trade credit invoices
  • It’s responsive, cost-effective and alternative to a bank overdraft or loan
  • It helps you turn today’s sales invoices into tomorrow’s cash flow by tapping into your accounts receivable asset
  • It extends favorable terms to customers with confidence.

How It Works

  • STEP 1: Factoring Agreement The first step is to determine if your business meets preliminary qualifications to receive invoice financing/factoring. CCC will conduct credit analysis using it’s database on the on the clients (account debtors) who owe you money. The Factoring Agreement will set an initial credit line for your business with all the clients you plan to finance.
  • STEP 2: Submit Invoices for Your Initial Advance CCC will fund your initial advance based on the invoices you submit, the advance funding will vary anywhere from 80-95% of the value of the factored invoice. The amount of your advance is initially established and depends on the size of your client list, transactions, industry, dilution and recurring funding intervals.
  • STEP 3: The Remaining Balance of the Invoices and Fee Deductions The clients will be notified to pay CCC on the financed invoices. Once your customer pays the invoices based on the terms, the remaining balance will be wired to you, minus the factoring fee. The fee will vary depending on the number of days the invoice remains outstanding. Factoring fees calculated on the invoice amount and can range between 0.69% – 4.9%.

Factoring Agreement Terms:

  • You submit an invoice for $1000.00 to CCC on product delivered or service performed.
  • CCC wires/Ach funds into your bank account at 90% = $900.00 deposit and holds in reserve 10% = $100.00.
  • Client pays invoice amount of $1000.00 to CCC 40 days later, and CCC closes out the transaction.
  • CCC charges 3% fee = $30.00
  • CCC has $100.00 in reserve and deducts $30.00 from the reserve amount ($100.00 – $30.00 = $70.00)
  • CCC sends the remaining balance of $70.00 by wire/Ach to your bank account.

Why Choose Us

Not all factoring companies are the same. Your partnership with Commerce Commercial Credit, Inc. brings:

  • 1. Competitive receivable financing rates with same day decisions
  • 2. No Financials Required, No Monthly minimums, No Audit fees
  • 3. Transparent contracts with no hidden fees or upfront fees
  • 4. Receivable based lines of credit up to $10 million

Staffing Industries We Fund

  • Professional
  • Twin Plant Management and Engineers
  • Sales – Marketing – Sales Managers
  • Accounting – Controllers – CPA’s
  • Healthcare – PTs – RNs – CNAs – OTs – MDs
  • Data Processing – I.T. – Web Design
  • Mid Management – Administrative – Technical

Office Services

  • Office Managers – Administrators
  • Full Charge Bookkeepers – Accounting Clerks
  • Admin Assistants – Executive – Legal Secretaries
  • Clerical – General Office – Data Entry
  • Doctor’s Office Assistants – Medical Secretaries
  • Call Center Phone Attendants and More


  • Assembly – Warehouse – Quality Control – Quality Assurance
  • Plastic Injection Molding
  • Warehouse distribution
  • Skilled – Unskilled Labor
  • Light Industrial – Machine Operators
  • Fork Lift Operators – Loaders /Unloaders
  • Electronics Assembly – Packers

Services We Provide:

  • Invoice Factoring
  • Asset Based Factoring
  • Purchase Order Funding
  • Government Related Receivables

Fast Access to Your Cash

  • Factoring is a quick and easy process that can put cash in your hand within 24-48 hours.
  • Banks can take weeks or months to make business loan decisions.
  • Improve Cash Flow Without Incurring Debt
  • You never worry about adding liabilities to your balance sheet.
  • Invoice factoring is not a loan and you never have to make monthly loan payments along with payroll and other operational expenses.

Why Do Staffing Agencies Choose Us?

Accounts Receivable Financing is our Business.
Fast Approval Process
No Financials Required
3 to 5 Day Initial Setup
No Up Front Fees to Set up
Low Credit Score Accepted
Free Invoicing Software